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Retirement planning

“Retirement planning”

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk. Future cash flows are estimated to determine if the retirement income goal will be achieved.

Retirement planning is ideally a life-long process. You can start at any time , but it works best if you factor it into your financial planning from the beginning. That’s the best way to ensure a safe, secure and fun retirement.

Another type of policy issued by an insurance company is an annuity. An annuity is much like a pension. You put money on deposit with an insurance company that later pays you a set monthly amount. There are many different options with annuities and many considerations when deciding if an annuity is right for you.


I will be glad to assist you in building your savings for your future financial well being.
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